Indianna Written Drivers Practice Test

What is the definition of medical payment insurance?

1. It pays for the damage to your vehicle that is caused by something other than a collision with another vehicle

2. It covers only the liability of the driver in an accident

3. It pays for medical costs for the driver and passengers in a collision

4. It allows for reimbursement for gasoline expenses

The correct answer is: It pays for medical costs for the driver and passengers in a collision

Medical payment insurance, also known as MedPay, is a type of coverage that helps pay for medical expenses resulting from a car accident, regardless of who was at fault. This coverage typically includes medical costs for the driver and passengers in your vehicle. This can include expenses such as hospital bills, surgery, X-rays, and more. Therefore, the correct definition of medical payment insurance is that it pays for medical costs for the driver and passengers in a collision. Option A is incorrect as it describes comprehensive coverage, which pays for damage to your vehicle caused by events other than a collision, such as theft, vandalism, or weather damage. Option B is incorrect as it describes liability insurance, which covers the costs of damages and injuries you cause to others in an accident. Option D is incorrect as it does not relate to the definition of medical payment insurance but rather implies reimbursement for gasoline expenses, which is not typically covered under MedPay insurance.